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Our Baltimore Factory Worker Disability Lawyer Helps You Understand Your Options
Factory workers often face extraordinary hazards every day. The consequences of an industrial accident can result in severe injury and even death. For factory workers who are injured or sick and unable to work, the sudden loss of income can be overwhelming. An experienced Baltimore factory worker disability lawyer can help you understand your options and find the way forward so that you can focus on your recovery.
Common Industrial Accidents Leading to Disability Claims
Factory workers can become disabled in any number of ways, including the following:
- A serious industrial accident that injures several people simultaneously
- A single accident involving only one or two people
- Long-term illness due to prolonged exposure to hazardous substances
- Disability due to overuse or repetitive motion injuries
- Degenerative conditions
- Disabilities caused by injuries or illnesses unrelated to work
The bottom line is that you are facing serious challenges if you are unable to work. If you’re worried about how to make ends meet, you should speak with a Baltimore factory worker disability attorney as soon as possible.
Disability Benefits for Factory Workers in Maryland
Our lawyers will help you uncover the variety of benefits available to injured factory workers. The main benefits are as follows:
- Workers’ Compensation
- Short-term disability insurance
- Long-term disability insurance
- SSI & SSDI benefits
Almost anyone can qualify for workers’ compensation or social security benefits, provided that certain requirements are met. Short and long-term disability benefits, on the other hand, are available only to those who are covered by a disability policy, whether purchased by your employer or if you pay for your own policy. *****
Breaking Down Short-Term and Long-Term Disability Benefits for Factory Workers
Your employer may provide both short-term and long-term disability coverage for their employees. These benefits can be a lifesaver if you’re unable to work, but unfortunately, the claim process can be difficult and denials are common. Furthermore, if you fail to file for short-term disability or are denied benefits, your long-term disability benefits could be jeopardized. That said, you may be denied long-term disability benefits even though your short-term claim was approved.
Your Social Security Benefits (SSI and SSDI) Options
If you are unable to work for 12 months or more and don’t have long-term disability coverage, social security benefits maybe your best option. Unfortunately, most social security claims are denied. Understanding how to qualify for benefits, how to file a successful claim, and how to pursue an appeal are critical.
Unable to Work? Call a Baltimore Factory Worker Disability Lawyer Today
Baltimore factory worker disability lawyer Emmett B. Irwin understands the challenges industrial workers face. Contact us today to schedule a free consultation to discuss your case and how we can help get you back on your feet. We work with clients throughout Maryland and surrounding states.