Let a Baltimore Truck Driver Disability Attorney Help You Pursue a Claim
Truck drivers spend a tremendous amount of time behind the wheel. Many people don’t realize how strenuous the job can be – you are required to remain fully alert for hours on end while driving hundreds and thousands of miles. What may seem like a minor injury to some, can leave you unable to perform your job. If you have an individual or group disability insurance policy, you may have coverage, but unfortunately, there are no guarantees. If you’re a trucker and unable to do your job, you may want to consider speaking with a Baltimore truck driver disability attorney.
Common Disabilities that Truck Drivers Face
Any condition that prohibits someone from doing their job may qualify as a disability for benefits purposes, including conditions that are not immediately apparent. A truck driver’s ability to drive requires them to be able to sit behind the wheel, pain-free and alert for hours on end. As a result, truck drivers often find themselves unable to work due to the following issues:
- Back and neck injuries or degenerative conditions that cause chronic pain
- Sleep disorders that make it difficult to stay awake
- Neurological disorders that result in loss of consciousness
- Other health conditions that require medication that can cause drowsiness
- Severe anxiety
Any physical or mental condition that makes it impossible for you to do your job may be considered a disability. An experienced Baltimore truck driver disability lawyer can determine whether you may be entitled to disability benefits.
What Disability Coverage is Available to Injured Truckers?
The first step is to understand your options. Many trucking companies will provide employees with disability insurance coverage as part of their benefits package. Unfortunately, these policies are rarely explained to their employees and are often forgotten about by both the employees and the company. On the other hand, you may have purchased your own disability policy.
Whether you are covered under your own disability policy or your employer’s, the terms and conditions of that policy will determine whether or not you are entitled to benefits. Unfortunately, reading and understanding the policy is not easy – the language is extraordinarily complex and often indecipherable for most people. A Baltimore truck driver disability attorney can review your policy and determine whether you qualify for coverage.
Why are Truck Drivers Denied Disability Benefits in Maryland?
If you have disability insurance, you need to submit a claim for approval. Unfortunately, insurance companies routinely deny claims. They may deny your claim for one of the following reasons:
- Your policy only covers injuries or other conditions caused by an accident
- Your claim lacks sufficient medical documentation
- You did not file the claim in a timely fashion
- Your condition does not qualify as “disabled”
The claim process is challenging, especially when you’re in pain and unable to work. Whether you haven’t yet filed, or your claim has been denied, a Baltimore truck driver disability lawyer can help you navigate the process to get the benefits you deserve.
Call a Baltimore Truck Driver Disability Lawyer Today for Help with Your Disability Claim
If you’re disabled and unable to work, your future is at stake. The Law Office of Emmett B. Irwin can help you get the benefits you need to get back on your feet. If you’d like to schedule a free consultation, contact us to discuss your case and how we can help you. We work with clients throughout Maryland and surrounding states.