Maryland Long-Term Disability Appeal Lawyer Helping You Get Your Benefits
It can be devastating when you are disabled, and your claim for long-term long-term disability benefits has been denied. The prospect of now being able to pay your bills or take care of your family can be overwhelming. Fortunately, you have a right to appeal your denial, but it is critical that you take the appropriate steps. A simple mistake can jeopardize your claim, leaving you in a financial crisis. If your claim has been denied, a Maryland long-term disability appeal attorney can help you successfully navigate the appeal process so that you can get the benefits you need.
Winning Your Long-Term Disability Appeal — Five Keys to Success
While there is no guarantee that your appeal will be granted, taking the proper steps can significantly improve your chances of a successful appeal. The appeal process can be time-consuming and labor-intensive, but a Maryland long-term disability appeal lawyer can help you manage the heavy lifting.
Gather All of Your Records
To file a successful appeal, you need to know exactly what your insurer has in their files. Many people aren’t aware that they can request a copy of their insurer’s claim file and disability policy. Your claim file should include all of the information your insurer relied upon in denying your claim and can help you sharpen the focus of your appeal.
Describe Your Job Duties Thoroughly
A common reason disability claims get denied is the insurer fails to see how your disability impacts your ability to do your job. While it may seem obvious to you, it is essential to keep in mind insurers are focused on paying as few claims as possible. As a result, you want to list all of your job duties exhaustively, so the impact your disability has on your ability to do your job is evident. An experienced Maryland long-term disability appeal lawyer can help you describe your responsibilities, so this aspect of your appeal is as strong as possible.
Ask Your Doctor to Write a Letter of Support
Many claims are denied because the medical documentation doesn’t make a strong connection between the applicant’s disability and their ability to work. One way to strengthen your claim is to request your doctor to write a letter confirming your disability and expressly stating you are unable to work as a result. This letter can be very compelling because your doctor will be considered to be a neutral third party. A Maryland long-term disability appeal attorney can work with your doctor to ensure the letter is clear and helps you build a strong appeal.
Write A Letter Matching Your Symptoms to Job Duties
You can be your own advocate. While having a letter from your doctor is a strong argument for your claim, a letter from you will also strengthen your case. You know your injuries and how they impact your job the best. Identify a list of your injuries and how they directly impact your job responsibilities, and include them in a letter from you to submit along with the claim.
Talk to a Long-Term Disability Appeal Lawyer
Your financial future depends on your appeal. A Baltimore long-term disability appeal attorney can evaluate your claim, develop a personalized appeal strategy, and build the most robust case possible. Working with an attorney who specializes in long-term disability claims significantly enhances your chance of success.
Call Maryland Long-Term Disability Appeal Lawyer Emmett B. Irwin
We know how to successfully navigate the appeal process with decades of experience in helping injured workers get the benefits they need. If your disability claim has been denied, the sooner you call a Maryland long-term disability appeal attorney, the sooner we can help—visit us online or call us today at 443-239-5668 to schedule a free consultation to get started.