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No one plans on being disabled. Whether you purchased a policy or you have one provided by your provider, you probably don’t remember how much in benefits your LTD policy will pay if you are unable to work. However, the answer to this question is critical if you want to […]
Category: Disability
If you face a long-term disability and cannot work, you may wonder what options you have for paying your bills. If you are lucky enough to have a long-term disability (LTD) policy, you know that at least a portion of your income will be replaced. But can you qualify for […]
While teachers in Maryland are generally employees of the County where their school is located, teachers qualify for disability retirement under the Maryland State Retirement and Pension System (MSRPS). Unfortunately, determining when you are eligible and how to claim your benefits isn’t always easy. If you are a teacher who […]
Long-term disability insurance is supposed to be a safety net for people who are unexpectedly unable to work. Unfortunately, these for-profit companies make a lot of their money by denying claims that should be covered. While every disability insurance company engages in various tactics to deny claims, some are worse […]
Applying for Social Security Disability benefits is more complex than merely telling the Social Security Administration (SSA) that you suffer a disability and are no longer able to work. While your subjective assessments of your condition do carry some weight, the SSA also needs objective medical evidence to evaluate your […]