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Hiring a Long Term Disability Lawyer in Maryland

September 6, 2020 Disability

Private Long Term Disability Policies through an employer are generally covered by the Employee Retirement Income Security Act (ERISA), a federal statute that is supposed to protect people who apply for Long Term Disability benefits.

However, objective observers are usually of the opinion that ERISA actually makes applications and appeals more difficult for an average person. This, unfortunately, means that most people need to hire lawyers if they are denied Long Term Disability benefits in Maryland or other states by insurers such as Lincoln Financial, UNUM, Reliance (Matrix), Liberty Mutual, Prudential, MassMutual, Mutual of Omaha, etc.

In Maryland, hiring a lawyer to assist you in your fight for benefits is no easy task.  There are few lawyers that have experience with Long Term Disability cases.  Often you will find that the lawyer you’re speaking with only handles Social Security Disability cases, which is a completely different process than Long Term Disability.  The lawyer you choose must be someone with experience in handling Long Term Disability cases specifically.

Hire a Baltimore Disability Lawyer Today

The fees for lawyers in this area of practice can vary significantly.  The Law Office of Emmett B. Irwin generally offers a choice between a lower “flat fee” upfront, or a higher “contingency fee” only if you win your case.  The contingency fee can be up to 40% of your “back pay”, or benefits that are past due at the time of your award.  Every case is different, and the fee can depend on a number of factors present in your case. Contact us today for your case.  

I have closed my law firm effective 10/21/22. If you believe you are a current client, you are probably mistaken. I am only representing clients in the very last stage of their cases where a decision is about to be rendered and where no action needs to be taken in order to get that decision. I have withdrawn from all other cases. I am no longer representing you and you should have gotten a letter to that effect. For Social Security matters, I advise you call Jenkins, Block & Associates at 410-727-4000 or email at or - for all other matters I have no recommended referral. I do not regularly monitor this email or my phone messages. Requests for former client files should be made in writing to:

Emmett B. Irwin
1777 Reisterstown Rd. Suite 265
Pikesville, MD 21208