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Cost of Living Adjustment Update: 6/16

June 16, 2022 Disability

COLAnow as of 6/16/22: After the May 2022 CPI-W release, COLAnow is projecting a 12.92% Cost of Living Increase (COLA) beginning January 2023 for Social Security Disability beneficiaries and a 10% COLA increase for FERS Disability beneficiaries beginning in January 2023. This is just a projection, it’s not legal or […]

Is Fault Considered in Long-Term Disability Claims?

June 7, 2022 Disability

Is Long Term Disability No-Fault Insurance? Long term disability benefits generally cover someone who has bought a long-term disability policy through an insurance company like CIGNA,  Lincoln financial, UNUM, MetLife, to name a few, or many others. Also, someone’s employer can purchase a group long term disability benefits plan to […]

Do Teachers Get Favorable Treatment in Maryland State Disability Retirement Cases?

June 2, 2022 Law

We represent a lot of teachers in Social Security disability hearings, applications/appeals, long-term disability appeals/applications, and most of all Maryland State Disability Retirement applications and appeals. Teachers become unable to work pretty frequently because teaching is one of the more physically demanding jobs that people do not know is physically […]

What Is Social Security Disability Back Pay?

May 31, 2022 Disability

The application process for Social Security disability benefits can be lengthy. While the Social Security Administration (SSA) generally tries to issue initial decisions within three to five months from the date of application, most initial applications are denied. Moving your application to the hearing and appeals stage can add months […]

I have closed my law firm effective 10/21/22. If you believe you are a current client, you are probably mistaken. I am only representing clients in the very last stage of their cases where a decision is about to be rendered and where no action needs to be taken in order to get that decision. I have withdrawn from all other cases. I am no longer representing you and you should have gotten a letter to that effect. For Social Security matters, I advise you call Jenkins, Block & Associates at 410-727-4000 or email at or - for all other matters I have no recommended referral. I do not regularly monitor this email or my phone messages. Requests for former client files should be made in writing to:

Emmett B. Irwin
1777 Reisterstown Rd. Suite 265
Pikesville, MD 21208